Your home has been quietly building value for years. Turn that equity into real, spendable funds — to consolidate debt, buy a car, take a trip, or renovate. Whatever it's for, it's yours.
Fold high-interest balances into one simple payment, backed by your home's equity.
Skip the dealership financing markup and fund a vehicle on your own terms.
The vacation you've been putting off, paid for without touching your savings.
Kitchen, roof, basement suite — improve the place that's already improving your net worth.
Most lenders will let you borrow up to 75% of your home's appraised value, minus whatever's left on your first mortgage. This is a quick estimate — your advisor will confirm the exact number.
Estimate only, for illustration purposes. Actual available equity depends on property type, appraised value, credit profile, and individual lender guidelines.
Tell us about your home and what the funds are for. No obligation, no hard credit check to start.
A Motiva advisor reviews your equity position and matches you with the right loan structure.
Sign, fund, done. Most clients see funds within days of final approval.
Takes about two minutes. A real person from Motiva will follow up — no automated runaround.